The Credit Rating Agency Association ("CRAA," "we," "our," or "us") is committed to protecting the privacy of our members, visitors, and users of our website. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information when you interact with our website and services.
1. Information We Collect We may collect the following types of information when you visit our website or engage with CRAA: - Personal Information: Name, email address, phone number, company affiliation, and any other information voluntarily provided through forms, membership applications, or event registrations. - Non-Personal Information: Browser type, IP address, device information, and website usage data collected through cookies and analytics tools.
2. How We Use Your Information CRAA uses the collected information to: - Process membership applications and manage member accounts. Communicate with members and respond to inquiries. - Provide access to CRAA services, events, and educational resources. - Improve website functionality and user experience. - Comply with legal and regulatory obligations.
3. How We Share Your Information We do not sell or rent your personal information. However, we may share information in the following circumstances: - With third-party service providers assisting in website management, communication, or membership services. - When required by law, legal process, or to protect CRAA’s rights and security. - With affiliated organizations or partners for CRAA-related initiatives, provided that appropriate confidentiality measures are in place.
4. Cookies and Tracking Technologies CRAA’s website may use cookies and similar tracking technologies to enhance user experience and analyze website traffic. You can control cookie settings through your browser preferences.
5. Data Security We implement reasonable security measures to protect personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of data transmission over the internet is entirely secure.
6. Third-Party Links Our website may contain links to third-party websites. CRAA is not responsible for the privacy practices or content of these external sites. We encourage users to review the privacy policies of any linked websites.
7. Your Rights and Choices Depending on your jurisdiction, you may have rights regarding your personal data, including the right to access, correct, or delete your information. To exercise these rights, contact us at membership@craa.org
8. Changes to This Policy CRAA reserves the right to update this Privacy Policy periodically. We will notify users of significant changes by posting an updated version on our website with the revised effective date.
9. Contact Us For questions regarding this Privacy Policy, please contact us at: membership@craa.org
This Privacy Policy is intended to inform users of how CRAA handles personal data. By using our website and services, you consent to the terms outlined in this policy.
